Own a Home — No Bank Financing Needed

Turned down by a bank because of self-employment, visa status, or low credit? We say YES when banks say NO.

We understand that traditional lenders can be strict. They often overlook good people who simply don’t fit their cookie-cutter boxes. That’s why we offer flexible owner financing options customized to your unique situation so you can finally own the home you deserve.

Flexible Owner Financing
Custom Down Payment Options
No Credit Pull Required
Move in Fast

A diverse group of adults and children laughing and smiling outdoors, fostering community, perfect for owner finance land.

Own a Home — No Bank Financing Needed

Turned down by a bank because of self-employment, visa status, or low credit? We say YES when banks say NO.

Flexible Owner Financing
Low Down Payment Options
No Credit Pull Required
Move in Fast

The Advantage of Financing with KBR INVESTING

A line drawing icon of a magnifying glass on a light blue circle, for searching owner financing homes.

No Bank Needed

We finance in-house with flexible terms, making the process fast and hassle-free. No banks, no endless approvals

A blue handshake icon, representing assistance with first-time buyer downpayment.

Custom Down Payment Options

Our down payment options are customized to fit your financial situation, making it easier for you to get started.

A simple icon of a house with a price tag, representing properties that may involve a soft credit inquiry.

Safe & Secure

All closings are handled by a reputable title company to ensure your transaction is safe, legal, and secure.

No Credit Pull

Your application won’t impact your credit score. We believe in giving everyone a fair chance.

The Advantage of Financing with KBR INVESTING

No Bank Needed

We finance in-house with flexible terms, making the process fast and hassle-free. No banks, no endless approvals.

Low Down Payment

Our down payment options are customized to fit your financial situation, making it easier for you to get started.

Safe & Secure

All closings are handled by a reputable title company to ensure your transaction is safe, legal, and secure.

No Credit Pull

Your application won’t impact your credit score. We believe in giving everyone a fair chance.

A realtor hands keys to a man and woman signing papers, symbolizing receiving down payment assistance for their new home.

Do You Qualify?

Let’s Find Out

You’re self-employed or a small business owner
You’re on a work visa or new to the U.S.
You’ve been denied by a bank or mortgage lender
You have a steady income
You can make a monthly payment and a down payment

If this sounds like you, we can probably help you.

Do You Qualify?

Let’s Find Out

You’re self-employed or a small business owner
You’re on a work visa or new to the U.S.
You’ve been denied by a bank or mortgage lender
You have a steady income
You can make a monthly payment and a down payment

If you meet at least 3 of these, we can probably help you.

How It Works

(It’s Simple!)

Applying for no hard inquiry financing is simple with our online form. No credit pull or bank paperwork required.

Step 1:

Apply Online

No credit pull or bank paperwork required, just a simple online form.

Contact us for available homes matching your needs and budget, including owner carry homes, through KBR Investing.

Step 2:

Talk to Us

We’ll connect you with available homes that fit your needs and budget.

Experts at KBR Investing handle paperwork for your new home. Focus on moving into homes with owner terms!

Step 3:

Move In

Professional experts handle all the paperwork so you can focus on moving into your new home.

Why Choose Us?

At KBR INVESTING, we’re committed to helping people who are often overlooked by traditional banks. Whether you’re self-employed, have a non-traditional visa status, or simply need more flexible financing, our team is ready to help you succeed. We believe everyone deserves the chance to own a home, build equity, and protect their financial future. That’s why our process is simple, transparent, and built around your unique situation.

Why Choose Us?

At KBR INVESTING, we’re committed to helping people who are often overlooked by traditional banks. Whether you’re self-employed, have a non-traditional visa status, or simply need more flexible financing, our team is ready to help you succeed.

We believe everyone deserves the chance to own a home, build equity, and protect their financial future. That’s why our process is simple, transparent, and built around your unique situation.

Grow & Protect Your Wealth with Us

We don’t just help you own a home; we help you build lasting financial security and grow your wealth. Our owner financing program is designed to build you up with the freedom to take control of your investments and create a stable foundation for your future.

If you’re a first-time buyer or a seasoned investor, our flexible financing solutions open doors that traditional banks often close. We believe that smart, accessible financing is key to unlocking opportunities and achieving your financial goals.

With us, you’re not just purchasing a property; you’re making a strategic move toward long-term wealth building. Our team is committed to guiding you through a simple, transparent process that puts your needs first, helping you protect your investment and watch your wealth grow over time.

A happy family of three, under a cardboard roof, embodies the dream of owning seller financing homes.

Grow & Protect Your Wealth with Us

We don’t just help you own a home; we help you build lasting financial security and grow your wealth. Our owner financing program is designed to build you up with the freedom to take control of your investments and create a stable foundation for your future.

If you’re a first-time buyer or a seasoned investor, our flexible financing solutions open doors that traditional banks often close. We believe that smart, accessible financing is key to unlocking opportunities and achieving your financial goals.

With us, you’re not just purchasing a property; you’re making a strategic move toward long-term wealth building. Our team is committed to guiding you through a simple, transparent process that puts your needs first, helping you protect your investment and watch your wealth grow over time.

Frequently Asked Question

Q 1. What is owner financing?

Owner financing is a way to buy a home directly from the property owner or investor, bypassing traditional banks. This method often offers more flexible terms, making it easier for buyers who face challenges with standard mortgage approvals.

Q 2. How does owner financing work?

Instead of borrowing from a bank, you make monthly payments directly to the property owner or investor. This arrangement typically requires less paperwork and no credit checks and can be adjusted to fit your financial situation.

Q 3. What credit score do I need to qualify?

We do not require a credit pull to pre-qualify. Our main focus is on your ability to make monthly payments and a down payment. This helps many buyers who have low credit scores or limited credit history.

Q 4. Can I get pre-qualified online?

Yes! Our quick and easy online form lets you get pre-qualified in a few minutes, so you can see your options without any hassle.

Q 5. Where can I learn more about how flexible owner financing can help me own a home?

You can explore our blog section to learn how flexible owner financing can make homeownership more accessible, even if traditional financing isn't an option. We cover tips, benefits, and real-life examples to guide you through the process.